Every insurance incentive. One engine. Total control.

QMIN is the lightning-fast, omni-channel engine that instantly calculates incentives, drives campaigns, and turns performance data into sharp, actionable insights.

Abstract vertical gradient with dark purple and black stripes fading into each other.

Legacy systems are costing you more than just time.

Ticket #2493 titled 'Adjust commission rules - Health product line' with ETA 2 weeks, change rate from 10% to 12%, high priority, and cost $2000, followed by a chat discussing prioritization and workload.

Weeks to change rates

Every product tweak turns into an IT project, which costs time and money.

Diagram showing three overlapping channel cards labeled Bancassurance, Online, and Direct channel connected by dashed lines to issues: no unified logic, manual effort, duplicate costs, and trust issues.

Channel Silos

Separate calculators for different channels causing fragmentation.

Diagram showing disconnected campaign stages including Design & Testing, Live Monitoring & Performance Analytics, and Reward Calculation with alert icons and warnings about no unified view and no live data.

Data-Dark Campaigns

Teams juggle spreadsheets with zero live spend or performance insight, so budgets burn while optimizations wait.

Table showing faulty system payouts for Q1 to Q4 2025 with system payout and actual number values, highlighting a $20,000 difference in Q1.

Delayed Detection

Manual number-crunching keeps fraud, waste, and performance flaws hidden until the damage is already done.

Payout overview card showing bonus status as $53,670 paid, payout breakdown data unavailable, and earnings forecast empty, with a chat between two people about bonus calculation.

Agents in the dark

No real-time visibility or coaching to improve performance.
Agents are left guessing confirming bonus or campaign payouts means a slow, back-and-forth chase with head office.

One platform. Every incentive.
Total control.

QMIN replaces spreadsheets and siloed apps with one real-time, cloud-native engine for every incentive—from rule building to payout.

Launch smarter campaigns.
Unify insights. Accelerate performance.

Launch smarter campaigns

Campaigns - from idea to ROI, all in one flow.

Manual campaign workflows are slow, scattered, and expensive.

With QMIN’s Campaign Studio, you can design targeted drives in minutes, simulate cost and ROI, track performance live, and automate payouts, no spreadsheets, no waiting, and no IT dependency.

Create campaign interface showing Annual Convention campaign with $50,000 budget, line graph of simulated costs, and spending details including €42,860 fully paid base commission for Agent 1 and €18,240 processing campaign persistency reward for Agent 2.

Track What Matters

From insight lag to real-time intelligence.

QMIN’s Analytics Center brings portfolio health, payout efficiency, and risk detection into one shared view.

Track persistency by region, analyze commission-to-production ratios, and flag high-risk patterns, before they hit the P&L.

Every dashboard is live, drillable, and built for action across finance, distribution, and compliance.

Diagram showing an app icon labeled 'Live' linked by dashed lines to three features: Portfolio Analytics, Payout Efficiency, and Risk Detection, each with a corresponding colored icon.

How QMIN Works

QMIN simplifies incentive management through five connected pillars, guiding insurers from setup to performance analysis.

Strategic Channel Onboarding

Seamlessly bring new channels, agencies, brokers, banks, or partners onto a single platform. Hierarchies and payment structures are configured once, making expansion smooth and consistent.

User interface for channel configuration showing 124 brokers, 5 regional leads, 3 hierarchy levels, channel type options including broker network selected, and upload file Members_120.csv.

Dynamic Rule Design

Design and adjust commission rules with flexibility and accuracy. QMIN replaces static spreadsheets with a system that adapts easily to business changes.

User interface for creating a new rule design with agent level variable and conditions 'Equals' with target 3 and 'Greater Than' with target 10, each linked to set value functions.

Targeted Campaign Management

Create and manage incentive campaigns tailored to specific products, partners, or behaviors. Align rewards with business goals to drive meaningful sales results.

Campaign schedule table showing four campaigns with statuses Active, Upcoming, and Draft, plus total spend of $320,000.

Integrated Plan Deployment

Roll out new commission plans or updates across the organization without complexity. QMIN ensures fast adoption and consistency across all channels.

Interface screen showing rules assignment with channel type set to Broker network, rule mapping as Volume bonus, and hierarchy level applied to Lvl 1 - Broker Lead.

Real-time Performance Monitoring

Track commissions and campaign performance as they happen. Gain instant insights to fine-tune strategies and maximize incentive impact.

Line chart titled Persistency Trends Over Time showing 13-month persistency in purple, 24-month persistency in orange, and a green dashed line for the 85% target.
Soft gradient background with vertical light purple and white stripes fading at edges.Soft gradient background with vertical blurred light blue and white stripes fading at the edges.Vertical gradient background with soft hues of blue and white blending smoothly.

Results insurers care about

Rules live in hours - not weeks

20-30%
Lower fraud & leakage
60-80%
Fewer manual workflow steps
30-40%
Cut in incentive management costs

Built by people who’ve lived your pain.

With over 20 years in insurance across actuarial, distribution, product strategy, and IT, we’ve experienced firsthand the frustration of outdated commission systems and the complexity of replacing them.

QMIN is built with that reality in mind: powerful, flexible and adaptable to every insurer’s unique workflows.

Book a demo
Three people in an office, one standing pointing at a laptop screen while two others sitting attentively watch.

Incentives are your strongest sales lever, upgrade them today.

Out-of-date tools hide costs, slow launches, and leak value. Modernizing your incentive stack lets you move first and spend less.

Flowchart illustrating automated payout calculation from commission data to three individuals with paid status and amounts: Sara H. $4,860, Brad T. €3,240, John S. $2,980.
Diagram showing commission breakdown with connected user icons and payment amounts listed as paid for Sara H., Brad T., and John S.

Automated Payout Calculation

One system that replaces all the manual stuff, refine it with GPT.

5 Year Summary showing Standard Scenario at $7,000 and Custom Scenario at $12,700 with an 81.42% increase.

Test before launch

Simulate five years of data to see impact in minutes.

Campaign performance dashboard showing rule: if agent sells over $50,000, reward is $1000, with a line graph comparing actual spend and projected spend.

Drive growth with automated campaigns

Launch, monitor and optimise contests without manual hand-offs.

Current Gold tier status showing $9,450 of $10,000 reached with $550 remaining and 2 policies away from qualifying for Annual Convention Campaign.

Lift agent results

Real-time dashboards and nudges help every rep hit the next tier.

Diagram showing Incentive Launch tasks—Rate tweak, New payout logic, Claw-back condition—all labeled 'Waiting on dev,' connected to two downstream process icons.

Slash IT drag

One no-code engine replaces dev tickets and four legacy tools.

Abstract dark purple and black vertical light streaks pattern.

Modern incentives, zero guesswork.
See QMIN in action.