Modern incentive management for insurers
Transforming insurance incentives from cost centers into strategic profit levers through cloud-native technology.
Real-time payouts, persistency incentives, campaign analytics + fraud flags all in one cloud platform
Trusted by innovative life and non-life insurers worldwide
Specialist Insurtech Platform to Modernize How Insurers Manage Incentives
Founded by seasoned leaders from AXA, Allianz, and Airbus, our platform was born from deep operational pain—leakages, delays, and costly IT dependencies embedded in legacy systems.
With over 20 years of industry experience across actuarial science, distribution strategy, and digital transformation, we understand the stakes. That’s why QMIN exists: to turn incentive systems from cost centers into strategic profit levers.
We empower insurers to gain full control over commissions, simulate impact before launch, and unify distribution strategies—all through one powerful, cloud-native engine.
Why Insurers Are Held Back
Legacy compensation engines slow you down, create blind spots, and allow revenue to leak—Qmin fixes what traditional systems can’t.
Slow Rule Changes Stall Growth
- Rate adjustments often sit in IT queues, requiring manual intervention and code deployments.
- By the time changes go live, product momentum is lost—and agents lose trust in the system.
Real-World Impact
- Weeks of delay
- Missed launch windows
- Manual Workflows bottleneck scaling.
Disputes Rise When Payouts Aren’t Clear
- Agents and finance teams struggle to understand how bonuses are calculated.
- With no visibility into stay-power scores or rate versions, disputes multiply and morale dips.
Real-World Impact
- 12–20% of bonuses are challenged
- Finance overwhelmed with validation
- No audit trail for performance metrics
Fraud Hides in Legacy Blind Spots
- Without automated controls, dummy IDs, override abuse, and cherry-picking go unnoticed.
- By the time Finance investigates, budgets have already been compromised.
Real-World Impact
- 3–5% leakage per channel
- Fake agents & manipulated AoRs
- Hidden losses revealed only in audits
Ready to fix the root causes of incentive leakage?
Your First Step Toward Transparent, Motivating Incentives
Commission Simulation
Recalculate the last 5 years of logic in 5 seconds
Fraud Control
Detect cherry-picks, dummy IDs & AoR mismatches
Persistency Engine
LIMRA, snapshot, or custom—all configurable
Campaign Studio
Launch contests with live ROI guardrails
Advisor Nudges
AI prompts agents to improve quality & bonus eligibility
The Founders
Meet the Minds behind Powering Qmin
Preetish Kumar
Founder & Director
Nicolas
Co-Founder
